Prudential Bank Ltd.
HOME  |  About Us  |  Branches & ATMs  |  Domestic Banking  |  International Banking  |  Project Finance  |  Funds Management  |  Internet Banking  |  e-Banking  |  Contact Us  |
Branches >> Abeka Branch (ATM) & Saturday Banking  |  Ring Road Central (ATM)  |  Abossey Okai Branch (ATM) & Saturday Banking Opening Hours : 9:30am to 2pm   |  Tesano Branch (ATM)  |  Accra Branch (ATM)   |  Madina Branch (ATM) & Saturday Banking Opening Hours : 9:30am to 2pm   |  Weija Branch (ATM) & Saturday Banking Opening Hours : 9:30am to 2pm  |  Zongo Junction Branch (ATM) & Saturday Banking Opening Hours : 9:30am to 2pm   |  Gicel Branch (ATM )  |  Spintex Road Branch (ATM) & Saturday Banking Opening Hours : 9:30am to 2pm  |  Makola Branch & Saturday Banking Opening Hours : 9:30am to 2pm  |  Tema Fishing Harbour Branch (ATM)  |  Tema Comm 1 Branch (ATM) & Saturday Banking Opening Hours : 9:30am to 2pm  |  Kumasi Main Branch  |  Kumasi Adum Branch (ATM) & Saturday Banking Opening Hours : 9:30am to 2pm  |  Tamale Branch (ATM) & Saturday Banking Opening Hours : 9:30am to 2pm   |  Takoradi Harbour Branch (ATM)  |  Valley View Branch (ATM)  |  Odorkor Branch (ATM) & Saturday Banking Opening Hours : 9:30am to 2pm  |  Afful Nkwanta Branch (ATM)  |  Aboabo Branch (ATM) & Saturday Banking Opening Hours : 9:30am to 2pm  |  Cape Coast Branch (ATM)  |  University of Cape Coast Agency(ATM)  |  Methodist University Agency (ATM)  |  North Industrial Area Branch (ATM)  |  Atonsu Branch (ATM)  |  Takoradi Market Circle Branch (ATM) & Saturday Banking Opening Hours : 9:30am to 2pm  |  Adentan Branch (ATM) & Saturday Banking Opening Hours : 9:30am to 2pm   |  Suame Maakro Branch (ATM)  |  Bawaleshie Branch(ATM )  |  Circle Branch (ATM)  |  Mataheko Branch (ATM)  |  Techiman Branch (ATM)  |  East Legon Branch (ATM) & Saturday Banking Opening Hours : 9:30am to 2pm   |  New Palace Mall ATM  |  Okaishie Branch (ATM) & Saturday Banking Opening Hours : 9:30am to 2pm  |   KNUST ATM   |  Nungua Branch (ATM)  |  Santasi Branch (Atm) & Saturday Banking  |  University of Cape Coast Main Branch (ATM)  |  University of Ghana, Legon (ATM)  |  Taifa (ATM) & Saturday Banking Opening Hours: 9:30am to 2pm  |  
  e-Banking
ATM (cashwise)
Mobile Banking (mobiWise)
Transaction Alert (alertwise)
Internet Banking (netWise)
eZwich
Hybrid POS

you are here: e-Banking >> eZwich

WHAT IS THE E-ZWICH SMARTCARD?

 

The e-zwich smartcard is an electronic card which allows secured (tied to users fingerprint) payment for goods, services and transfer of funds throughout the country.

 

It allows users to either spend from pre loaded cash or bank account(s) linked to the smartcard.

 

FEATURES OF THE SMARTCARD

  1. Works for both the banked and unbanked
  2. Allows you to withdraw cash at any e-zwich enabled ATM or e-zwich terminal across Ghana.
  3. Allows you to deposit cash onto the smartcard
  4. Allows card balance enquiry at any PBL branch throughout the country
  5. Provides transaction reports
  6. Allows transfer of funds from one smartcard to another
  7. Allows transfer of funds from smartcard to merchant and bank account
  8. Allows online and offline merchant transactions
  9. Allows payment of utility bills
  10. Can be linked to more than one bank account
  11. Security: it is based on biometric fingerprint identification system

 

HOW TO OBTAIN THE SMARTCARD/POS DEVICE

 

You can obtain a smartcard or Point of Sale (POS) device from any PBL Branch nationwide. Clients and Merchants can complete registration forms from the nearest PBL branch. Individuals need a photo ID (voter's ID card, passport or driver's license) while merchants need their business and VAT registration documents to complete PBL Merchant Registration Forms.

 

WHERE IT CAN BE USED

 

The smartcard is accepted by businesses with e-zwich POS device. These businesses include shops, hotels, restaurants, hospitals, schools and Bank branches.

 

BENEFITS TO SMARTCARD HOLDERS

  1. Less cash to carry
  2. Easier and more accurate expenditure tracking
  3. Competitive interest earned on balances on linked bank accounts
  4. Loss of your smartcard does not translate into loss of money. Report to the nearest PBL branch for a new one to be issued and your balance restored within 48 hours.
  5. Multifunctional; offering the convenience of executing multiple forms of transactions
  6. Can be used anywhere in Ghana.

 

BENEFITS TO MERCHANTS

  1. Eliminates cash shortage resulting from erroneous counting of large sums of cash.
  2. Enhanced cashflow: Payments received via smartcard take less time to clear than the traditional 2 days for cheques
  3. Eliminates risk associated with carrying cash sales to the bank
  4. Reduces the threat of armed robbery and theft at business places
  5. Minimize exposure to fraud. 

Back

Next

1st Quarter 2018 Financial Statement

HOME | International Money Transfer | News | PBL Financial Statements & Other Downloads | Subsidiaries |

Find A Branch      
Copyright (c) Prudential Bank Ltd. All rights reserved.

ABOUT SSL CERTIFICATES