Frequently Asked Questions (FAQs)

      Yes. You can request a transfer to other banks locally through. 

  • ACH (Automated Clearing House): Normal ACH transfer, Express transfer and Near Real-Time (NRT)

  • GHIPSS instant pay

• GHIPSS Instant Pay and Express ACH transfers provide same-day value.
• Normal ACH transfers take 2 working days.
• Near Real-Time (NRT) is an instant service, with the beneficiary's account credited within 15 minutes.

Yes, you can transfer funds internationally through a SWIFT transfer.

You will need the following to transfer funds internationally:

  • Beneficiary name

  • Beneficiary’s address

  • Beneficiary’s Bank Account number /IBAN number where applicable

  • Beneficiary’s Bank Address 

  • Beneficiary’s Bank Swift Code 

  • Beneficiary’s Bank Sort /Fed Wire Code where applicable

  • Intermediary Bank (Applicable only for Int’l transfer) where applicable

  • Supporting documents where applicable

  • All foreign transfers will be affected upon request using the prevailing exchange rate

Swift transfers take 1 - 3 working days.

SWIFT transfers come with a 1% commission charge, with a minimum of 30 units of the transfer amount, in addition to SWIFT charges and corresponding bank charges.

                                                  SWIFT Transfer Charges

CurrencyCommissionSWIFT ChargeCorresponding Bank Charge
USD1% of transfer amount, minimum of 30 units$35.00$35.00
EUR1% of transfer amount, minimum of 30 units€30.00€30.00
GBP1% of transfer amount, minimum of 30 units£30.00£30.00

Yes, you can receive foreign transfers by providing your account number and the corresponding bank and SWIFT code to the sender. 

Contact our customer call center on 0551858585 or 0800 000 772 Toll Free for more details.

The swift code for Prudential Bank is PUBKGHAC.